The average funeral costs anywhere from $8,000 to $15,000 -- which accounts for transportation, services, burial, embalming, a casket, and other necessary arrangements. The price range is so large because the cost of caskets, plots, and grave markers can vary quite a lot. Find out how to lower those costs.
Funerals signify an important step in the grieving process for family members and loved ones. Unfortunately, these events can cost thousands of dollars, often creating an unexpected financial hurdle for those going through an already difficult time.
Contrary to popular belief, planning ahead is not always the best way to protect your loved ones from these costs. The survivors of those who have prepaid often misunderstand the contracts, are unaware of them, or find themselves surprised that there are additional fees to be paid. In addition, many states have inadequate laws protecting funds in pre-need plans, and money invested there could be at risk.
Keep reading to learn more about what to expect:
The average funeral costs anywhere from $8,000 to $15,000 -- which accounts for transportation, services, burial, embalming, a casket, and other necessary arrangements. The price range is so large because the cost of caskets, plots, and grave markers can vary quite a lot. For example, these costs will be much lower if you already have a family burial site; and they can increase for those who prefer a vault instead of a traditional grave.
The exact price will vary depending on the type of funeral and burial arrangements made. There are a few different options to choose from including cremation, natural burials, and traditional funeral services. Choosing which type of funeral to have is an extremely personal decision, but it can help to understand the costs associated with each type as you begin your research.
For those who are truly in need of a budget burial, direct cremation may be the best option. In this case, your loved one’s body would be taken directly from the place of death or the morgue to the crematorium, where the cremation takes place. There is typically no formal viewing or ceremony, the body is not embalmed, and no hair care or makeup is necessary. You may not need to purchase a casket, as an “alternative container,” for the process should be offered. With the purchase of a beautiful and affordable metal urn, and a dignified ceremony at the home of the deceased or a family member, direct cremation is a way for your family to honor the deceased even when finances are tight.
Funeral costs can be difficult to plan for, especially if there are unexpected medical costs for end-of-life care to consider as well. Fortunately, there are a few things you can do to help ease these financial obstacles:
Contact Multiple Funeral Homes: Reach out to two or three funeral homes and inquire about their services and costs before choosing one. This will be an emotionally taxing responsibility, but it can help you identify potential savings.
Host Memorials At Home: Some families prefer to host private memorials at home (without the deceased present). This can lead to a more personal, supportive environment and allow you to save on funeral home expenses.
Buy Certain Items From a Third Party: Most funeral homes will offer to handle flower arrangements, caskets, etc. but you are not obligated to purchase them. If you are trying to reduce costs, consider shopping online. For example, Memoria sells caskets directly to consumers and will ship directly to the funeral home for free.
Consider A Family Plot: Burial plots are one of the most significant expenses when planning a funeral. Consider purchasing a family plot to help ease the burden for future generations.
Choose A Simple Grave Marker: Statues and intricate headstones can increase the overall burial costs exponentially. Opt for a simple marker or low-cost material to help reduce these expenses.
Despite these savings tips, funeral services and burials can still be costly. Consider creating an Obituary through Memoria to collect donations from relatives and friends.
Speak to a caring and knowledgeable Funeral Advisor at Memoria who can help you craft a unique farewell respecting your budget constraints. We are experienced in this industry and will guide you through the many hurdles from start to finish. This is a difficult time in your life and you shouldn’t have to face it alone.
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